When researching factory warranties or extended auto warranties, comprehensive warranty is a term that often comes up. But, what exactly is a comprehensive warranty and what does it cover? These are common questions that are asked by many consumers. This article will delve into exactly what a comprehensive warranty is and what is generally covered.
A comprehensive warranty, or commonly known as a bumper-to-bumper warranty, is a warranty that generally encompasses most parts of the vehicle. It is often times referred to by a consumer or warranty administrator when talking about an extended warranty or factory warranty. Also, a warranty administrator's exclusionary coverage is considered to be a comprehensive warranty as it covers every component except for those that are listed in a short list of exclusions.
A comprehensive warranty generally covers most components of a vehicle. Concerning a factory warranty, this essentially means every component of a vehicle that is not on the short list of exclusions. When talking about an extended warranty, a comprehensive plan is very comparable to a factory warranty. They not only cover the powertrain, but generally they also cover the electrical systems, power steering, brakes, suspension, heat and cooling, and the air-conditioning group.
Now, this is just a sample of some general systems that are covered under a comprehensive warranty. More or less components may be covered depending upon the manufacturer of your vehicle. Also, extended warranties will vary in coverage depending upon the warranty administrator. Refer to your factory warranty booklet or your extended service contract to find out exactly what is and is not covered.
Most comprehensive warranties will cover the cost of parts and labor if a repair is needed due a manufacturer defect or workmanship. If a mechanical breakdown occurs because of abuse to the vehicle or lack of maintenance, the validity of the factory warranty, or extended auto warranty, if applicable, will be affected.